Contactless payments are highly secure—often safer than carrying cash. Here’s why:
- Advanced Security Technology – Contactless payments use encrypted data and secure Chip and PIN technology, making them just as safe as regular card transactions. Each tap generates a unique, one-time code that prevents fraud.
- Protection Against Fraud – If your card is lost or stolen, you’re protected against unauthorized payments as long as you report it to your bank quickly. They can block your card immediately.
- Bank Monitoring – Your bank monitors transactions for unusual activity. If anything seems suspicious, they may require a Chip and PIN transaction for extra security.
- Apple Pay & Google Pay Security – If you use Apple Pay with Express Mode, you can tap and go instantly for faster boarding without unlocking your phone. However, you can still choose to authenticate payments using Face ID, Touch ID, or a passcode. If you want to turn off Express Mode:
- Go to Settings on your device
- Tap Wallet & Apple Pay
- Select Express Travel Card
- Choose None or Off
If you have any concerns, check with your bank for additional security features or guidance.